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How much coverage do I need?

How Much Coverage Do I Need? - Outdoor Portrait of Multi-Generation Family in Garden at Home Against Flaring Sun

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Determining your coverage needs, a practical approach to securing your future.

Term Life Insurance:

The amount of life insurance depends on who you want to protect financially and for how long. Our Needs Calculator will help you determine that need! For a general idea, consider the following:

  • Add up the immediate, ongoing, and future expenses your family or loved ones would incur if you were to pass away (this could mean everything from funeral costs to rent/mortgage payments to college tuition).
  • Add up the financial resources your loved ones already have (this could mean a spouse’s income and life insurance coverage already in place).
  • Subtract your financial resources from the anticipated expenses (the difference between the two figures is the approximate life insurance you need to buy).

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  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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